Rates and Insurance
Most of our therapy services are billable to insurance, and we are in-network with many major carriers. However, Sex Therapy and Sex and Porn Addiction Therapy are private pay only. Below, you will find our payment rates and options, insurance carriers, and policies regarding cancellations and missed appointments.
Rates, Insurance, and Payment Options
Private Pay Rates
One therapy hour consists of 50-55 minutes of face-to-face or virtual teletherapy time with your therapist. Please note that the rates at which insurance claims are processed may differ from our private pay rates.
Intake Session: $185.00/hour
Standard Session: $170.00/hour
Report Writing: $170.00/hour
Assessment Review: $170.00/hour
Late Cancellation/No-Show Fee: $90.00
Payment Options
Out-of-pocket payments are due at the end of each session. If you have a card on file with us, it will be billed automatically. We also accept the following forms of payment:
- Cash
- Check
- Debit card
- Major credit cards
- Health savings account
- Flexible spending account
Insurance Coverage
We are in-network providers for the following insurance carriers:
- Blue Cross Blue Shield
- Medicaid (Medical Assistance)
- Aetna
- FirstHealth Behavioral Health
- Hennepin Health
- U Care
- Health Partners
- Cigna
- Anthem
- Optum
- United Behavioral Health
- Medica
- UMR
We are out-of-network with:
- Medicare
- Tricare
We conduct a thorough verification of benefits to determine the coverage available to you. However, each client is responsible for paying for services not covered by their insurance. We also encourage our clients to call their insurance companies to ensure coverage for therapy services.
Private Pay vs Insurance: Which Option Is Right for You?
For your insurance company to cover your therapy, your therapist will need to diagnose you with a specific mental health condition to demonstrate that the treatment is needed. Your insurance company will keep a record of this diagnosis and your treatment process.
If you choose to pay privately, your therapist is not required to diagnose you with a condition and your insurance company will not receive records of your therapy. Some clients prefer this greater flexibility and confidentiality.
Cancellations and Missed Appointments
All clients are expected to attend their sessions on time. A minimum of 24 hours’ notice is required for rescheduling or canceling an appointment, not including weekends. So, if you wish to cancel a Monday therapy session, you must do so by the appointment time on the prior Friday. You may cancel any appointment by calling our office or notifying your therapist directly via email or phone. If you have scheduled recurring appointments with your therapist, canceling an individual appointment will not affect your ongoing calendar. Please let us know if you wish to cancel all future appointments.
Late Cancellation / No-Show Fee
Failing to attend a session without providing at least 24 hours’ notice will result in a $90 fee. This will be charged to the credit card or other payment method you have left on file with us. The fee will still be charged if you reschedule your appointment with less than 24 hours’ notice.
Three or more cancellations within six months or two consecutive cancellations may result in termination of therapy. In the case of frequent cancellations, your therapist reserves the right to remove all standing appointments and restrict you to scheduling same-day appointments only.
Exceptions to the Cancellation Policy
We will make an exception to our policy in the case of a serious or contagious illness or emergency. Work related issues, hazardous weather conditions, and other unintentional situations do not constitute emergencies. If you cannot travel to our office due to weather, transportation issues, or similar circumstances, please contact your therapist to arrange for a remote telehealth session.
If you are receiving treatment from us through Medical Assistance, we cannot charge you or your insurance company for cancellations or no-shows. Therefore, three or more late cancellations within 6 months or two consecutive cancellations will result in immediate discharge and referral elsewhere for MA clients.
Thank you for respecting our staff’s valuable time by attending your scheduled sessions.
Please contact our Clinic Director Stephanie at 763-400-7475 x2 or stephanie@mn-ccc.com for any questions regarding your account balance, insurance claims, or billing. She will be happy to assist you!
Questions? Let us know
What Our Clients Are Saying
“We really appreciated your Sex Therapy approach. We felt safe and comfortable with you, which allowed us to open up not only in therapy but at home as well. ”
Thomas and Colette“We have tried numerous marriage counselor and we are so happy we found you. We feel you really get our situation. We feel we are finally making progress in ...”
Jeanine and John“We really appreciated the practical and tangible tools to help us communicate and work through areas and confusing situations. We appreciated the gentleness ...”
Marian and Jim"We would highly recommend MN Counseling and Couples Center. We saw real results. We were given things to work on from week to week to help us ...
Todd and Jill